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Trump's 401(k) changes might shift the landscape for hedera

Trump's 401(k) Changes | A Gamechanger for Hedera?

By

Lena Fischer

Aug 8, 2025, 06:36 PM

Edited By

Fatima Hassan

Updated

Aug 10, 2025, 05:33 AM

2 minutes needed to read

President Trump signing executive order for 401(k) investments in crypto and real estate
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A recent executive order signed by President Trump opens 401(k) retirement accounts to a range of investments including cryptocurrency, real estate, and private equity. This move has sparked significant interest in the possibility of Hedera (HBAR) gaining a larger foothold in the market. However, skepticism exists as some wonder if this change benefits everyone.

The Potential Impact

This legislation could reshape how retirement funds are allocated, potentially benefiting networks like Hedera. Unlike traditional cryptocurrencies, Hedera offers stability and compliance that retirement managers crave. With banks in the UK reportedly using Hedera for $10 billion settlements, it gains credibility.

Interestingly, comments from forums suggest that Hedera isn't perceived merely as another "hype coin." One user stated, "The partnerships with names like Google and Boeing provide a sense of trust that many other chains lack." However, the sentiment isn’t all positive. One commenter argued, "The rule changes won’t help anyone except the slimeballs at the top of the wealth chain."

A New Buyer Profile Emerges

  • 65% of Americans are currently investing via 401(k) accounts, representing a significant opportunity for tapping into previously unreachable markets.

  • As discussions continue, commenters note that the announcement could kickstart major new flows of capital. "This opens the crypto market to almost 50% more potential customers," remarked one active forum participant.

  • Stakeholders anticipate that if some 401(k) funds shift into crypto, Hedera could see demand and price growth.

"Once investors find out about the Hedera Council, it instantly generates trust," noted another contributor, emphasizing the importance of governance.

Cautious Sentiments in the Community

While many view this as positive news, not all are convinced about Hedera's chances. "I doubt this will result in HBAR 'lifting off', but it's still good news," mentioned a skeptical forum member. Another chimed in, "It has not been signed yet, so let’s keep it in perspective."

Key Insights

  • πŸš€ 65% of Americans utilize 401(k) plans, creating new opportunities for crypto investment.

  • πŸ’‘ Some commenters suggest that retirees may lean towards established networks like Hedera over newer cryptocurrencies.

  • πŸ“ˆ Hedera trades have surged amid robust enterprise adoption.

Regulatory Challenges Ahead

Investors should bear in mind that the Department of Labor and the SEC still need to finalize this reform. However, it seems this could be a moment where regulation and technology align, potentially benefiting Hedera long-term.

With more Americans rethinking retirement investments, the key question remains: Can capital flows into crypto, particularly Hedera, withstand market volatility? The upcoming months might be pivotal.

Looking at the Future of Hedera

As these changes unfold, experts estimate that a notable portion of 401(k) investments may direct toward cryptocurrencyβ€”around 30-40% within the next yearβ€”favoring stable networks like Hedera. Financial advisors appear increasingly interested in reliable digital assets for their clients. However, fluctuations in market sentiment and economic uncertainties could also influence this growth.

Innovation often springs from uncertainty. Just as past financial transitions have shaped new investment strategies, today’s shifts towards incorporating cryptocurrency into retirement accounts may lead to unexpected growth and opportunities.