CBDCs | Hedera’s Rising Influence in Shaping Future Finance

Maria Torres

Jun 27, 2025, 06:38 PM

Edited By

Fatima Al-Mansoori

Updated

Jun 28, 2025, 06:37 AM

2 minutes needed to read

Illustration showing digital currency symbols with bank buildings in the background, representing CBDCs like AUDD and Hedera technology.

A coalition is poised to make significant strides in the digital currency sector as President Trump's signature on key regulatory bills is imminent. This alignment could change the trajectory for cryptocurrencies, specifically with the upcoming Genius Act Bill and related initiatives aiming to bolster the US economy via US Treasury bonds.

Hedera Gains Momentum

Hedera, a public permissioned distributed ledger technology (DLT), is increasingly on the radar of major financial institutions. The Bank for International Settlements (BIS) backs this forward-looking technology, indicating it could improve efficiency and bolster the security of traditional financial systems.

"Public permissioned DLT networks may enhance convenience, contain costs, and ensure system integrity," a BIS report suggests.

This juxtaposition of potential is captured in the BIS Annual Economic Report, which views these systems as a vital component for reshaping central bank digital currencies (CBDCs) and fast payment mechanisms.

Strengthening Partnerships

As the regulatory environment shifts, crypto players are seizing partnership opportunities:

Novatti: Testing AUDC with the Monetary Authority of Singapore.
UnionBank: Launching the Philippines' first public DLT stablecoin.
WorldPay: Rolling out a stablecoin proof of reserves framework.
Shinhan: Creating a cross-border foreign exchange stablecoin with Siam Commercial Bank.
AUDD: Recently added as a collaboration ready for market entry.

The community references strong ties as the regulation becomes a reality.

"Stablecoins need a reliable network to thrive," one commenter noted, highlighting the industry's need for solid foundational technology.

Community Opinions on Stability

Community reactions showcase varied perspectives:

Much of the interest centers around stablecoins, with one user pointing out, "CBDCs are a whole other thing."
Others expect an influx of stablecoins akin to meme coins, but anticipate only a few will endure.
A darker sentiment emerged with users voicing concerns about regulatory repercussions tying to personal finance: "They'll track your every movement," warned another comment.

Key Implications for the Future

🔺 Increased Momentum: The shift toward digital currencies is palpable among financial institutions.
🔸 Regulatory Scrutiny: Participants voice concerns about balancing innovation with regulatory constraints.
💡 Evolution of Finance: CBDCs and DLTs are set to redefine transaction methodologies.

Prospects for Digital Finance

With regulations tightening, there's a strong indication a wave of innovation could follow in 2025. Financial experts suggest a 70% probability that the adoption of CBDCs will fuel substantial investment in DLT, particularly backed by giants like Hedera. As legislative frameworks evolve, acceleration in partnerships within the sector is likely in the coming year.

However, skepticism remains, notably about the stability of these newly minted currencies versus traditional systems.

A Global Perspective on Currency Stability

The issues of people choosing stablecoins over their national currencies might pose significant challenges ahead, as systems face scrutiny on how monetary shifts affect governance and personal financial agency.

In summary, the regulatory changes could usher in a new era for stablecoins and CBDCs, yet the successful integration and user trust remain critical components to watch in this fast-evolving digital finance landscape.